Two separate Cash App class action lawsuit settlements have resulted in real payouts for eligible consumers. One paid $394.36 per person starting February 2026. The other offered up to $2,500 for documented data breach losses.
If you used Cash App between 2018 and 2025, you may have been part of one or both cases. The confusion surrounding these settlements is real. Multiple figures, including a viral $5,300 claim, have circulated online without context.
This guide breaks down both settlements. You’ll get confirmed payout amounts, eligibility rules, and 2026 payment status, all in one place.
What Is the Cash App Class Action Lawsuit Settlement?
The Cash App class action lawsuit settlement refers to two separate legal cases against Block, Inc., the parent company of Cash App. Each case covers different claims, different claimants, and different payout amounts.
The first case is Bottoms v. Block, Inc., Case No. 2:23-cv-01969-MJP. It was filed in the U.S. District Court for the Western District of Washington. This case accused Block of sending unsolicited referral text messages to consumers without their consent.
The second case is the Cash App Security Settlement. This case accused Block and Cash App Investing, LLC of failing to protect user data during two separate security breaches in 2021-2022 and 2023.
| Case | Fund | Type | Final Approval |
|---|---|---|---|
| Bottoms v. Block, Inc. | $12.5 million | Spam texts | December 2, 2025 |
| Cash App Security Settlement | $15 million | Data breach | January 13, 2025 |
Block, Inc. denied wrongdoing in both cases. Both settlements were reached to avoid extended litigation costs.
Cash App Settlement Amount: What Are the Real Numbers?
The confirmed Cash App settlement payout per person for the spam text case is $394.36. That figure was finalized after the claims window closed and valid claims were counted.
Original court estimates projected $88 to $147 per person. Fewer people filed claims than expected. That pushed the final pro rata share significantly higher.
For the data breach settlement, payouts vary. Most users without documented losses received smaller flat payments. Those with evidence of out-of-pocket costs could claim up to $2,500.
| Settlement | Estimated Payout | Confirmed Payout | Claim Type |
|---|---|---|---|
| Spam Text (Bottoms v. Block) | $88 to $147 | $394.36 | Pro rata, no proof needed |
| Data Breach (Security Settlement) | $15 to $200 | Up to $2,500 | Documented losses required |
The $394.36 per claimant came from the roughly $8.7 million remaining after attorney fees of $3.1 million and a $10,000 service award to the class representative were deducted.
The $5,300 Cash App Settlement Claim: What You Need to Know
No verified Cash App class action settlement pays $5,300 per person. This figure is not found in any court-approved settlement document tied to Block, Inc. or Cash App.
The $5,300 claim appears to have spread through social media and content farms. It likely combines or misreads multiple settlement figures and case details. It is not tied to any real, confirmed payout.
The only confirmed large-settlement Cash App payout structures are $394.36 for the spam text case and up to $2,500 for the data breach case. Any site or post claiming $5,300 should be treated with serious skepticism.
If you received a notice about a $5,300 payment from Cash App, check whether it directs you to a court-verified settlement administrator. Scammers often mimic settlement notices to steal personal or banking information.
Key Takeaway: The confirmed Cash App spam text settlement paid $394.36 per person in February 2026. There is no verified $5,300 Cash App settlement payout.
Cash App Spam Text Lawsuit Settlement Explained
The Cash App spam text lawsuit accused Block of violating Washington law by helping its users send unsolicited commercial text messages through the Cash App Invite Friends referral program.
The class action lawsuit, officially titled Bottoms v. Block Inc., Case No. 2:23-cv-01969-MJP, alleged that Block Inc. violated Washington’s privacy and consumer protection laws. The complaint focused on promotional messages automatically generated and sent to potential users without their consent.
The case specifically alleged violations of two Washington state laws: the Commercial Electronic Mail Act (CEMA) and the Washington Consumer Protection Act (CPA). Both laws prohibit unsolicited commercial communications.
A federal court approved the $12.5 million settlement on December 3, 2025. U.S. District Judge John Chun in Seattle deemed the settlement fair, reasonable, and adequate, and dismissed the case.
| Key Detail | Info |
|---|---|
| Case Name | Bottoms v. Block, Inc. |
| Case Number | 2:23-cv-01969-MJP |
| Court | U.S. District Court, Western District of Washington |
| Settlement Fund | $12.5 million |
| Final Approval | December 2, 2025 |
| Attorney Fees | $3.1 million |
| Net Class Fund | Approximately $8.7 million |
Cash App Referral Lawsuit Settlement: How It Worked
The class action claimed Block incentivized users to send prefilled text messages to their contacts without first obtaining clear and affirmative consent from the recipients.
Think of it this way: Cash App handed every user a pre-loaded slingshot and pointed it at their contacts. The user pulled the trigger. But the contacts never agreed to be hit.
An example of an Invite Friends text message read: “Hey! I’ve been using Cash App to send money and spend using the Cash Card. Try it using my code and you’ll get $5.” These referral texts did not indicate that someone had sent or requested money.
Washington state law requires clear, affirmative consent before any commercial electronic message can be sent. The referral program bypassed that requirement entirely. That became the core legal argument in the case.
The plaintiff’s attorneys came from Terrell Marshall Law Group PLLC and Berger Montague PC. Block’s defense was handled by Perkins Coie LLP.
Cash App Settlement Eligibility Requirements
You are a member of the Settlement Class if you received a Cash App referral program text message between November 14, 2019, and August 7, 2025, were a Washington resident at the time you received the text message, and did not clearly and affirmatively consent in advance to receive the Cash App referral program text message.
This is the eligibility test for the spam text case. It is narrower than most people expect. You had to be in Washington state when the text arrived. Residence in another state does not qualify you for this case.
For the data breach settlement, the eligibility criteria are broader:
| Criterion | Spam Text Case | Data Breach Case |
|---|---|---|
| Location | Washington state residents only | U.S. residents nationwide |
| Time Period | Nov. 14, 2019 to Aug. 7, 2025 | Aug. 23, 2018 to Aug. 20, 2024 |
| Requirement | Received unsolicited referral text | Had Cash App account; experienced breach |
| Proof Needed | Phone number in Block’s records | Documentation for losses above flat rate |
You do not need a Cash App account to qualify for the spam text case. You only need to have received the unsolicited text on your phone.
Key Takeaway: The spam text settlement was limited to Washington state residents. The data breach settlement covered U.S. users nationwide who had accounts between 2018 and 2024.
Cash App Data Breach Settlement: The $15 Million Case
A $15 million Cash App data breach class action settlement benefits current and former Cash App customers whose account and personal information was obtained without consent or who experienced fraudulent withdrawals or transfers between August 23, 2018, and August 20, 2024.
Two specific incidents drove this case. The 2022 breach involved an employee’s unauthorized access to Cash App Investing accounts. The 2023 breach involved a third party’s unauthorized access using recycled phone numbers.
Plaintiffs also alleged that Cash App and Block failed to install controls to block unauthorized users and that the company then mishandled customer complaints about the security breaches and fraudulent transactions.
| Claim Type | Max Compensation | Documentation Needed |
|---|---|---|
| Out-of-pocket losses | Up to $2,500 | Third-party receipts, bank records |
| Lost time | Up to $75 (3 hours at $25/hr) | Attestation only |
| Transaction losses | Varies | Bank statements, transaction records |
| Flat payment (no losses) | $15 to $75 (estimated) | None |
Electronic payments started on April 10, 2025, and checks were mailed by April 20, 2025. The claim deadline for this case was November 18, 2024, and is now closed.
Is the Cash App Settlement Real?
The court entered the Final Approval of Class Action Settlement on December 2, 2025. Distribution of payments to Settlement Class Members began in accordance with the Settlement Agreement.
Yes, both Cash App settlements are real and court-approved. They are not scams, rumors, or viral misinformation. Each has a public case number, a verified settlement administrator, and a confirmed payment history.
The settlement administrator began issuing $394.36 payments to approved claimants on February 2, 2026. That fact alone confirms these are genuine, processed payouts.
If you’re still skeptical, you can verify either case through the official settlement websites at bottomstextsettlement.com (spam text case) and cashappsecuritysettlement.com (data breach case). Both are court-authorized portals.
Key Takeaway: Both Cash App settlements are real, court-approved cases with documented payment distributions in 2025 and 2026.
Cash App Class Action Lawsuit Settlement Website
The official settlement website for the spam text case is bottomstextsettlement.com. This is the court-authorized portal for Bottoms v. Block, Inc.
The official settlement website for the data breach case is cashappsecuritysettlement.com. This site handled eligibility lookups, claim submission, and payment method selection for the $15 million security settlement.
Both sites were set up by the court-appointed settlement administrators. Submissions made through any other portal are not considered valid.
| Website | Case | Purpose |
|---|---|---|
| bottomstextsettlement.com | Spam text / Bottoms v. Block | Claim submission, status, eligibility |
| cashappsecuritysettlement.com | Data breach / Security Settlement | Claim lookup, eligibility check, status |
For the spam text case, you could also mail your claim form to: Bottoms v. Block Settlement Administrator, P.O. Box 2631, Baton Rouge, LA 70821. Questions could be directed to info@BottomsTextSettlement.com or 877-540-7545.
Cash App Settlement Filing Steps
The deadline to file a claim in the spam text case was October 27, 2025. That window is now closed. Payments have already begun.
The deadline to file a claim in the data breach case was November 18, 2024. That window is also closed.
If you filed before either deadline, here is what happened after submission:
- The settlement administrator reviewed your claim for validity.
- If your phone number matched Block’s records (spam text case), your claim was approved automatically.
- For the data breach case, claims with documentation were reviewed for loss amounts.
- Approved claimants received payment via direct deposit, check, or digital transfer depending on their selection.
If you did not file before the deadlines, you cannot receive a payment from either settlement. Missing the claim window means you are bound by the settlement terms but receive no compensation.
One important note: over 667,000 claims were filed in the data breach case. Approximately 40,380 claims were approved for payment totaling $5.6 million. Many claims were reviewed as improper, fraudulent, or denied as ineligible.
Cash App Lawsuit Settlement Payment Status Right Now
As of early 2026, here is where each settlement stands:
| Case | Payment Start | Payment Amount | Status |
|---|---|---|---|
| Spam Text (Bottoms v. Block) | February 2, 2026 | $394.36 per person | Payments in distribution |
| Data Breach (Security Settlement) | April 10, 2025 | Varies, up to $2,500 | Payments completed (most claimants) |
The court granted final approval to the spam text settlement on December 2, 2025. The settlement administrator began issuing $394.36 payments to approved claimants on February 2, 2026.
For the data breach case, electronic payments started on April 10, 2025, and checks were mailed by April 20, 2025. Most approved claimants in that case have already been paid.
If you submitted a valid claim before either deadline and have not received payment, contact the relevant settlement administrator directly through the official portal.
Key Takeaway: The spam text settlement began paying $394.36 per person on February 2, 2026. The data breach settlement’s payments launched in April 2025.
Cash App Class Action Lawsuit Settlement 2026 Updates
The biggest 2026 update is the confirmed payment amount for the spam text case. The original estimate of $88 to $147 turned out to be significantly lower than reality.
Remaining class members who filed a claim by the October 27 deadline share about $8.7 million, after attorney fees of $3.1 million and a $10,000 service award to the class representative were deducted. Fewer claimants than projected filed valid claims, raising each person’s share.
The data breach settlement’s claims process formally closed to new submissions. The claim form in the $15 million Cash App class action settlement is closed to new claims as of March 2026.
There are no new Cash App class action settlements currently open for claims as of March 2026. Block, Inc. did separately agree to pay $255 million to regulators related to Cash App deficiencies in January 2025, but that was a regulatory action, not a consumer class action with individual payouts.
Cash App Settlement Check Status: How to Track Your Payment
For the spam text case, claimants can check payment status through the official portal at bottomstextsettlement.com. You’ll need your claim reference number or the phone number you registered.
Payments were issued in multiple formats:
- Direct bank deposit
- Cash App balance credit
- Mailed paper check
- Other digital payment method (based on what you selected on your claim form)
If your payment is delayed, a few things may have caused it. Appeals filed by objectors can slow distributions. Administrative processing time also varies by payment method. Mailed checks take longer than digital transfers.
For the data breach case, use cashappsecuritysettlement.com to look up your claim ID and check its status. If you selected a mailed check and haven’t received it by 90 days after the payment start date, contact the settlement administrator to request a reissue.
How Much Will I Get from the Cash App Settlement?
If you filed in the spam text case before October 27, 2025, you will receive $394.36. That is the confirmed, finalized per-person amount for valid claimants in Bottoms v. Block, Inc.
If you filed in the data breach case before November 18, 2024, your amount depends on what you claimed:
| Claim Category | Amount |
|---|---|
| No documented losses | $15 to $75 (flat rate) |
| Lost time (up to 3 hrs) | Up to $75 |
| Out-of-pocket losses | Up to $2,500 (with documentation) |
| Transaction losses | Varies (with bank documentation) |
The exact payout depends on the number of valid claims submitted and the specific losses incurred.
If you missed both deadlines, you will not receive any payment from either settlement. Your only remaining option is to monitor legal news for any future class action activity involving Cash App.
Cash App Settlement Tax Implications
Settlement payments may be taxable, depending on the nature of your claim. The IRS treats settlement money differently based on what it compensates.
For the spam text case, the $394.36 payment is compensation for a statutory violation, not a physical injury. That type of payment is generally considered taxable ordinary income.
For the data breach case, the rules are more nuanced:
| Claim Type | Likely Tax Treatment |
|---|---|
| Out-of-pocket loss reimbursement | Generally not taxable (expense recovery) |
| Lost time compensation | Generally taxable as income |
| Statutory or punitive damages | Generally taxable as ordinary income |
| Flat payments (no documented loss) | Likely taxable as miscellaneous income |
If you received a settlement payment over $600, you may receive an IRS Form 1099 from the settlement administrator. Keep records of what your payment compensated for. That distinction matters at tax time.
The settlement administrator does not provide tax guidance. Review your specific payment category with a tax professional for clarity.
Frequently Asked Questions
Who qualifies for the Cash App class action lawsuit settlement?
Eligibility depends on which settlement you’re asking about. For the spam text case, you had to be a Washington state resident who received an unsolicited Cash App referral text between November 14, 2019, and August 7, 2025, without giving prior consent. For the data breach case, you needed a Cash App account anytime between August 23, 2018, and August 20, 2024, and experienced unauthorized access, fraudulent transactions, or related losses.
How much is the Cash App settlement payout per person in 2026?
The confirmed payout for the spam text settlement is $394.36 per approved claimant. Payments began on February 2, 2026, to those who filed valid claims before the October 27, 2025, deadline. The data breach settlement paid up to $2,500 for documented losses, with smaller flat payments for those without documentation.
Is the $5,300 Cash App settlement payout real?
No verified Cash App settlement pays $5,300 per person. This figure has circulated on social media and third-party websites but does not appear in any court document tied to Block, Inc. or Cash App. The confirmed amounts are $394.36 for the spam text case and up to $2,500 for documented losses in the data breach case.
When will Cash App settlement payments be sent out?
The spam text settlement began distributing payments on February 2, 2026. The data breach settlement distributed electronic payments starting April 10, 2025, with mailed checks following by April 20, 2025. Both distributions are actively in progress for approved claimants who filed before the respective deadlines.
Can I still file a claim for the Cash App settlement in 2026?
The deadline to file in the spam text case was October 27, 2025, and has passed. The deadline for the data breach case was November 18, 2024, and has also passed. If you missed both deadlines, you are bound by the settlement terms but will not receive a payment.
The Cash App class action lawsuit settlement story ended with real money in real accounts. Approved claimants from the spam text case received $394.36 starting February 2, 2026. Data breach claimants received payouts tied to their documented losses.
If you filed before the deadlines, check your payment status through the official settlement portals. If your payment has not arrived, contact the settlement administrator directly.
Both claim windows are now closed. The most important action you can take today is to monitor your inbox, check official settlement websites, and watch for any future class action filings that may affect you.
