Trader Joe’s has faced multiple class action lawsuits over misleading packaging, and several settlements are now paying out to affected customers. If you shopped at Trader Joe’s and bought certain products, you might be owed money.
The payouts vary by case. Some settlements offer $5 to $20 without proof of purchase. Others pay more with receipts.
This guide breaks down every active and recent Trader Joe’s lawsuit settlement. You will learn who qualifies, how much you can expect, exact filing deadlines, and step-by-step claim instructions.
One surprising fact: some claims require zero documentation. You just need to confirm you bought the product.
Trader Joe’s Lawsuit Settlement
Trader Joe’s lawsuit settlement refers to court-approved agreements where the grocery chain pays consumers who purchased products with allegedly deceptive packaging or labeling.
These settlements stem from class action lawsuits. Customers banded together to sue Trader Joe’s over products that did not match their packaging claims.
The most common allegations involve “slack fill” issues. That means packages appeared fuller than they actually were. Other cases target misleading ingredient claims or false product origins.
| Settlement Type | Common Products | Typical Payout Range |
|---|---|---|
| Slack Fill | Snacks, candies, cookies | $5 to $25 |
| Mislabeling | Gummies, chocolate, beverages | $10 to $50 |
| False Origin Claims | Imported products | $15 to $75 |
Trader Joe’s has not admitted wrongdoing in most cases. The company settles to avoid ongoing litigation costs. That is standard practice for consumer class actions.
Multiple settlements have occurred since 2022. Some remain open for claims in 2026. Others have already distributed checks.
The legal theory behind these cases centers on consumer protection laws. California’s Consumer Legal Remedies Act gets cited frequently. Breach of warranty and unjust enrichment claims also appear.
Trader Joe’s Settlement Payout
Trader Joe’s settlement payout amounts depend on the specific case, your purchase history, and whether you submit proof of purchase.
Most settlements create two payment tiers. Claimants without receipts receive a smaller flat amount. Those with documentation receive higher payments per product purchased.
The average payout without proof of purchase ranges from $5 to $25. With receipts, payouts can reach $50 to $100 or more depending on purchase volume.
Payout Factors:
- Total settlement fund size
- Number of valid claims filed
- Whether you provide receipts
- How many products you purchased
- Whether you meet the class period dates
Settlement funds get divided among all claimants. If fewer people file, each person gets more. If thousands file, individual payments shrink.
| Proof Type | Typical Payout | Maximum Potential |
|---|---|---|
| No proof required | $5 to $15 | $25 |
| Self-attestation | $10 to $25 | $50 |
| Receipt documentation | $25 to $75 | $100+ |
Some settlements cap payouts regardless of purchase history. Others scale payments based on how much you bought during the class period.
Payment methods include physical checks and electronic payments. Most settlements default to mailed checks unless you select direct deposit during filing.
How Much Is the Trader Joe’s Settlement
The total Trader Joe’s settlement amounts vary by case, ranging from $300,000 to several million dollars per lawsuit.
Individual payouts from these settlement funds typically fall between $5 and $75. Your personal amount depends on claim volume and your documentation.
Here is a breakdown of known settlement fund sizes:
| Case Name | Settlement Fund | Est. Individual Payout |
|---|---|---|
| Mango Gummy Bears | $650,000 | $10 to $40 |
| Slack Fill Snacks | $1.2 million | $5 to $30 |
| Peanut Butter Cups | $2.5 million | $15 to $75 |
The “how much” question frustrates many claimants. Courts approve settlement ranges, not exact amounts. Final payments depend on participation rates.
Think of it like splitting a pizza. If only ten people want slices, everyone gets more. If hundreds show up, the slices get smaller.
Pro rata distribution means your share shrinks as more claims arrive. Some settlements guarantee minimum payments regardless of claim volume. Check your specific case terms.
Attorneys take their cut before distribution. Fee awards typically range from 25% to 33% of settlement funds. That is standard for class actions and gets deducted before claimant payments.
Key Takeaway: Trader Joe’s settlements involve multiple products and cases, with typical payouts ranging from $5 to $75 depending on your documentation and how many people file claims.
Trader Joe’s Class Action Lawsuit 2026
Trader Joe’s class action lawsuits in 2026 include both ongoing cases and new settlements entering their claim periods.
Several cases filed in 2023 and 2024 are now reaching settlement phases. The litigation timeline means 2026 sees payment distributions for previously settled cases and new claim windows opening.
Active 2026 Lawsuit Categories:
- Slack fill packaging claims
- Misleading product labeling
- False ingredient origin claims
- Deceptive marketing practices
New lawsuits continue to be filed. Consumer attorneys regularly target Trader Joe’s due to its premium positioning and detailed product claims. That marketing creates legal vulnerability when products fall short.
| Case Status | What It Means | 2026 Action Required |
|---|---|---|
| Pending | Lawsuit filed, no settlement | Watch for updates |
| Preliminary Approval | Settlement proposed | Prepare documentation |
| Final Approval | Settlement confirmed | File claim by deadline |
| Distribution | Checks being mailed | Check your mailbox |
Class action lawsuits take years to resolve. A case filed in 2024 might not settle until 2026 or 2027. Patience is required.
Courts must approve all settlements. Judges review terms to ensure fairness to class members. This process adds months to timelines.
If you purchased Trader Joe’s products in the past five years, stay alert. New settlements could include products you bought.
Trader Joe’s Settlement Eligibility
Trader Joe’s settlement eligibility depends on what products you purchased, when you bought them, and where you made those purchases.
Each settlement defines a “class period” with specific start and end dates. Only purchases within those dates qualify.
Geographic restrictions apply to some cases. Certain settlements cover only California residents. Others include nationwide purchasers.
Common Eligibility Requirements:
- Purchased a covered product
- Bought it during the class period
- Live in an eligible state or bought from eligible store
- Did not opt out of the settlement
Most settlements do not require proof of purchase to file. You must attest under penalty of perjury that you bought the product. That is a sworn statement with legal consequences if false.
| Eligibility Factor | Typical Requirement |
|---|---|
| Product Purchase | Must have bought covered item |
| Class Period | Usually 2 to 5 year window |
| Location | Varies by case |
| Exclusions | Trader Joe’s employees often excluded |
Some settlements exclude certain groups. Trader Joe’s employees, their family members, and settlement class counsel cannot file claims.
Prior participation in related lawsuits might affect eligibility. Check settlement notices carefully for exclusion language.
You can be eligible for multiple settlements simultaneously. Each case is separate. If you bought multiple affected products, file for each applicable settlement.
Who Qualifies for Trader Joe’s Settlement
Anyone who purchased the specific products named in a Trader Joe’s settlement during the designated time frame qualifies to file a claim.
Qualification is product-based, not person-based. Your demographic information does not matter. Only your purchase history matters.
Here is what qualifies you:
- You bought the product at any Trader Joe’s store
- Your purchase occurred during the class period
- You have not already received compensation for the same claim
- You are not a disqualified party (employee, relative of counsel)
Products Currently or Recently in Settlements:
- Mango Gummy Bears
- Dark Chocolate Peanut Butter Cups
- Lightly Salted Edamame
- Various snack bags with slack fill allegations
- Certain imported products with origin claims
You do not need receipts to qualify for most settlements. Your honest statement that you purchased the product is sufficient for basic claim amounts.
| Qualification Question | Answer |
|---|---|
| Do I need receipts? | Usually no for basic claims |
| Can I file multiple claims? | Yes, for different products |
| Do I need to prove injury? | No, just purchase |
| Can I file if I moved? | Yes, if you bought during class period |
Qualification does not guarantee payment. You must still submit a valid claim form by the deadline. Missing deadlines forfeits your right to payment regardless of qualification.
Key Takeaway: Eligibility focuses on what you bought and when, not who you are; most settlements accept claims without receipts, though payouts increase with proof of purchase.
How to File Trader Joe’s Settlement Claim
Filing a Trader Joe’s settlement claim requires completing an online or paper form with your purchase information and contact details.
The process takes about 5 to 10 minutes for most settlements. Online filing is fastest. Paper forms work but delay processing.
Step-by-Step Filing Process:
- Locate the official settlement website (mentioned in your settlement notice)
- Click “File a Claim” or similar button
- Enter your personal information (name, address, email)
- Select the products you purchased
- Indicate approximate purchase dates
- Upload receipts if available (optional for many claims)
- Sign the attestation statement
- Submit and save your confirmation number
Never pay to file a settlement claim. Legitimate settlements are free to join. Any site asking for payment is a scam.
| Filing Method | Processing Time | Best For |
|---|---|---|
| Online | Fastest | Most claimants |
| Paper mail | 2 to 4 weeks slower | No internet access |
| Varies by case | Document submission |
Keep your confirmation email or number. You will need it to check claim status later.
Some settlements allow claim amendments. If you forgot products or found receipts later, you might be able to update your submission. Check your specific settlement’s rules.
File early rather than waiting until the deadline. Early claims get processed first. Technical issues near deadlines could cost you money.
Trader Joe’s Settlement Deadline
Trader Joe’s settlement deadlines vary by case, with most claim periods remaining open for 60 to 120 days after final court approval.
Missing the deadline means losing your right to payment. Courts strictly enforce these dates. No late claims get accepted.
How Deadlines Work:
Settlement notices announce the claim deadline. This date is usually 90 days after final approval. Some settlements extend to 180 days.
The deadline is the last day to submit claims, not the last day to start the process. Do not wait until 11:59 PM on the deadline date. Technical problems happen.
| Deadline Phase | What Happens |
|---|---|
| Notice Period | You learn about the settlement |
| Claim Period | Window to file claims |
| Deadline Day | Final chance to submit |
| Post-Deadline | No new claims accepted |
Mark your calendar when you receive a settlement notice. Set a reminder for one week before the deadline.
You can check deadlines on the settlement administrator’s website. Each case has its own site with current deadline information.
2026 Expected Deadlines:
Several Trader Joe’s settlements have claim periods expiring throughout 2026. Exact dates depend on court approval timing for each case.
If you missed a deadline for a past settlement, check if related cases are still open. Different products have different timelines.
Trader Joe’s Slack Fill Lawsuit
The Trader Joe’s slack fill lawsuit claims that certain product packages contained excessive empty space, misleading consumers about product quantity.
Slack fill means the gap between what a package could hold and what it actually contains. Some empty space is legally acceptable. Too much becomes deceptive.
Federal regulations allow slack fill for protection during shipping. However, companies cannot use oversized packaging just to make products appear larger on shelves.
Products Alleged to Have Excessive Slack Fill:
- Cookie packages
- Snack bags
- Candy containers
- Dried fruit bags
- Trail mix containers
The lawsuits argue that Trader Joe’s used larger-than-necessary packaging to justify premium prices. Consumers thought they were getting more product than they actually received.
| Slack Fill Claim | Consumer Argument |
|---|---|
| Package Size | Appears to contain more |
| Pricing | Paid premium for perceived value |
| Reality | Less product than expected |
| Legal Issue | Deceptive trade practice |
Courts examine whether a reasonable consumer would be misled. Judges compare package size to actual contents and industry standards.
These cases typically settle because both sides face uncertainty at trial. Trader Joe’s avoids potential larger damages. Consumers get guaranteed compensation.
Settlement amounts in slack fill cases tend to be smaller per person but cover large consumer classes. Total settlements often reach seven figures.
Key Takeaway: Slack fill lawsuits target deceptive packaging practices where excessive empty space misleads consumers about product quantity, resulting in settlements ranging from $5 to $30 per claimant.
Trader Joe’s Mango Gummy Settlement
The Trader Joe’s mango gummy settlement resolved claims that the Mango Gummy Bears product was mislabeled regarding ingredient origins.
Plaintiffs alleged the product implied it contained real mango when it primarily used artificial flavoring or other fruit bases. The packaging allegedly misled consumers about what they were eating.
Trader Joe’s denied wrongdoing but agreed to settle to end the litigation. The settlement fund totaled approximately $650,000.
Mango Gummy Settlement Details:
| Detail | Information |
|---|---|
| Settlement Fund | $650,000 |
| Class Period | Approximately 4 years |
| Products Covered | Mango Gummy Bears |
| Proof Required | No receipt necessary |
| Estimated Payout | $10 to $40 per claimant |
Eligible claimants are those who purchased Mango Gummy Bears from Trader Joe’s during the class period, regardless of location.
The case centered on whether “Mango” in the product name created expectations the product did not meet. Ingredient lists showed the product contained various fruit juices and flavors.
Claims for this settlement could be filed without receipts. Claimants attested to their purchases under penalty of perjury.
If you frequently purchased these gummies, your documentation could increase your payout. The settlement allowed for scaled payments based on purchase volume.
This case represents a broader trend of ingredient authenticity lawsuits targeting food retailers. Similar cases involve other grocery chains and products.
Trader Joe’s Settlement Check Amount
Your Trader Joe’s settlement check amount depends on the settlement fund size, total claims filed, and your proof of purchase level.
Most claimants receive checks between $10 and $50. Some receive less. A few with extensive documentation receive more.
Here is how check amounts are calculated:
- Total settlement fund minus attorney fees and admin costs
- Remaining funds divided among valid claims
- Tiered distribution based on proof levels
- Final check amount determined
Expected Check Amounts by Settlement Type:
| Settlement Category | No Proof | With Receipts |
|---|---|---|
| Small (under $500K) | $5 to $10 | $15 to $25 |
| Medium ($500K to $2M) | $10 to $25 | $30 to $60 |
| Large (over $2M) | $20 to $40 | $50 to $100+ |
Checks arrive after the distribution phase begins. This happens months after the claim deadline closes and the administrator processes all claims.
Some people receive checks for less than they expected. This happens when more claims are filed than projected. The fund does not grow to accommodate extra claimants.
Pro rata distribution means everyone shares proportionally. High claim volumes result in lower individual amounts.
If your check seems incorrect, contact the settlement administrator. Errors happen. You have limited time to dispute amounts, so act quickly.
Trader Joe’s Settlement Claim Form
The Trader Joe’s settlement claim form collects your contact information, product purchase details, and sworn statement confirming your eligibility.
Each settlement has its own form. You cannot use a generic form across different cases. Visit the specific settlement website for the correct version.
Information Required on Claim Forms:
- Full legal name
- Current mailing address
- Email address
- Phone number (optional for some)
- Products purchased
- Approximate purchase dates
- Purchase frequency
- Receipt uploads (if available)
- Signature or electronic attestation
Forms take 5 to 15 minutes to complete. Have your information ready before starting.
| Form Section | What to Provide |
|---|---|
| Personal Info | Name, address, contact |
| Purchase Info | Products, dates, frequency |
| Documentation | Receipts if available |
| Verification | Attestation signature |
Most forms include an attestation clause. You are swearing under penalty of perjury that your information is true. False claims can result in legal consequences.
Save a copy of your completed form. Screenshots work. PDF downloads are better. You need proof of submission if disputes arise.
Paper forms require mailing to the settlement administrator. Follow postmark deadlines carefully. Use certified mail for proof of delivery.
Online forms provide instant confirmation numbers. Write this number down immediately. You will need it to check your claim status.
Key Takeaway: Claim forms require basic personal and purchase information with an honest attestation; complete the correct form for each specific settlement and save your confirmation.
Trader Joe’s Settlement Administrator
The Trader Joe’s settlement administrator is a third-party company hired to manage claims, verify eligibility, and distribute payments.
Settlement administrators handle all consumer interactions for the settlement. They are not affiliated with Trader Joe’s or the plaintiff attorneys in day-to-day operations.
Administrator Responsibilities:
- Processing claim forms
- Verifying eligibility
- Answering claimant questions
- Mailing settlement checks
- Managing settlement website
- Responding to disputes
Common settlement administrators for Trader Joe’s cases include Angeion Group, Postlethwaite & Netterville, and similar claims management firms.
| Administrator Task | When It Happens |
|---|---|
| Receive Claims | During claim period |
| Process Claims | After deadline closes |
| Issue Payments | Distribution phase |
| Handle Disputes | Throughout process |
Contact the administrator for questions about your specific claim. Their contact information appears on the settlement website and notice documents.
Administrator response times vary. During busy periods, expect delays of 1 to 2 weeks for email responses. Phone support may be available for some settlements.
Do not contact Trader Joe’s directly about settlements. The company refers all inquiries to the settlement administrator. Store employees have no claim information.
Keep administrator contact details handy. You may need to reach them months after filing when checks arrive or if problems occur.
The administrator is neutral. They do not work for Trader Joe’s or for you. Their job is fair and efficient claims processing according to court-approved procedures.
When Will Trader Joe’s Settlement Checks Arrive
Trader Joe’s settlement checks typically arrive 4 to 12 months after the claim deadline closes, depending on claims volume and court processes.
The waiting period feels long, but the timeline follows a structured process. Understanding each phase helps manage expectations.
Settlement Distribution Timeline:
- Claim deadline passes
- Administrator processes all claims (60 to 90 days)
- Claim audit and verification (30 to 60 days)
- Court approves distribution (30 to 60 days)
- Checks printed and mailed (14 to 30 days)
- Delivery to your mailbox (7 to 14 days)
| Phase | Typical Duration |
|---|---|
| Claims Processing | 2 to 3 months |
| Verification | 1 to 2 months |
| Court Approval | 1 to 2 months |
| Check Mailing | 2 to 4 weeks |
| Total | 4 to 8 months minimum |
Some settlements take longer. Disputes, appeals, or high claim volumes extend timelines. Complex cases can take over a year for distribution.
Electronic payments arrive faster than physical checks. If your settlement offers direct deposit, choose that option during filing.
Check your junk mail carefully. Settlement checks sometimes look like junk mail or promotional materials. Do not accidentally discard yours.
Settlement administrators post distribution updates online. Check the settlement website periodically for status updates rather than waiting blindly.
If your check does not arrive within the expected window, contact the administrator. Address changes, mail issues, or processing errors can delay delivery.
Trader Joe’s Mislabeling Settlement
Trader Joe’s mislabeling settlements address claims that product labels contained false or misleading information about ingredients, origins, or nutritional content.
Mislabeling cases differ from slack fill cases. Slack fill concerns packaging size. Mislabeling concerns what the words and images on packages claim.
Common Mislabeling Allegations:
- “Made with real fruit” when minimal fruit used
- “All natural” with artificial ingredients
- Country of origin misrepresentation
- Misleading nutritional claims
- Ingredient order manipulation
These cases rely on consumer protection statutes. California’s laws are particularly strong, making that state a common filing location.
| Mislabeling Type | Example Product | Legal Issue |
|---|---|---|
| Ingredient Claims | Fruit snacks | Less fruit than implied |
| Origin Claims | Imported goods | Misleading source info |
| Nutrition Claims | “Healthy” snacks | False nutritional benefits |
Plaintiffs must prove that labels created false impressions. Courts examine what a reasonable consumer would understand from the packaging.
Trader Joe’s typically denies wrongdoing in settlements. Agreeing to settle does not mean admitting the labels were actually false. It means ending expensive litigation.
Settlement amounts for mislabeling cases often exceed slack fill cases. The legal theory involves more substantial consumer harm. Individual payouts may be higher.
If you purchased products with questionable labeling, monitor for new settlements. Consumer attorneys continue filing these cases against major retailers.
Key Takeaway: Mislabeling settlements address false claims on product packaging about ingredients, origins, and nutrition, often resulting in higher individual payouts than slack fill cases.
Trader Joe’s Settlement Tax Implications
Most Trader Joe’s settlement payments are not taxable income because they represent refunds for overcharges rather than new income.
The IRS treats settlement payments differently based on what they compensate. Consumer class action payments for product issues typically fall under the purchase price refund exception.
Tax Treatment of Settlement Payments:
| Payment Type | Tax Treatment |
|---|---|
| Product refund compensation | Usually not taxable |
| Physical injury damages | Not taxable |
| Punitive damages | Taxable |
| Interest on settlement | Taxable |
Your Trader Joe’s settlement check likely represents a refund of money you overpaid. You are getting back your own money, not earning new income.
However, some portions of settlements may be taxable. If your payment includes interest or punitive damages components, those amounts are taxable income.
You probably will not receive a 1099 form for small settlement payments. The IRS threshold for 1099 reporting is $600. Most individual Trader Joe’s settlements fall below this.
Record Keeping Recommendations:
- Save your settlement check stub
- Keep claim confirmation records
- Note the payment amount and date
- Store documents with tax records
When in doubt about tax treatment, consult a tax professional. Settlement structures vary, and your personal tax situation matters.
State tax rules may differ from federal rules. Some states tax settlements that the federal government exempts. Check your state’s specific regulations.
The settlement administrator cannot provide tax advice. They simply distribute payments according to court-approved terms.
Is the Trader Joe’s Settlement Real
Yes, Trader Joe’s settlements are real, court-approved legal agreements that have paid millions of dollars to consumers who filed valid claims.
Skepticism about settlements makes sense. Scam emails and fake lawsuit notices are common. But legitimate Trader Joe’s settlements do exist.
How to Verify a Settlement Is Real:
- Check court records (PACER for federal cases)
- Search for settlement administrator credentials
- Look for coverage in legal news outlets
- Verify the official settlement website domain
- Confirm no payment is required to file
Red flags for fake settlements include requests for payment, pressure tactics, requests for Social Security numbers, and unsolicited phone calls demanding immediate action.
| Real Settlement Signs | Scam Warning Signs |
|---|---|
| Official court case number | No verifiable case number |
| Professional settlement website | Generic or suspicious URL |
| Free to file claims | Requires upfront payment |
| Clear class definition | Vague eligibility criteria |
| Named settlement administrator | Anonymous contact only |
Multiple consumer law firms have handled Trader Joe’s cases. Hagens Berman and Chimicles Schwartz Kriner are among the firms involved. Their involvement adds credibility.
Settlement notices arrive by mail, email, or publication. If you receive one, verify it through independent research before filing.
Legitimate settlements never ask for payment. Never pay anyone to join a class action. That is always a scam.
The settlement process is regulated by courts. Judges review and approve all terms before any money changes hands. This oversight protects class members.
Trader Joe’s Lawsuit Settlement Update 2026
The 2026 Trader Joe’s lawsuit settlement landscape includes several active claim periods, ongoing litigation, and anticipated new settlements reaching resolution.
Current cases moving through courts in 2026 involve various product categories. Some focus on specific items. Others target broader labeling practices.
2026 Settlement Status Overview:
| Case Category | 2026 Status | Action Required |
|---|---|---|
| Slack Fill Cases | Some distributing, some open | Check specific products |
| Mislabeling Cases | Active claim periods | File before deadlines |
| New Filings | Pending resolution | Monitor for updates |
Several settlements that received preliminary approval in late 2025 are entering final approval phases in early 2026. This means new claim windows are opening.
Consumer attorneys continue investigating additional Trader Joe’s products. The company’s marketing approach and premium positioning create ongoing legal exposure.
Expected 2026 Developments:
- Distribution of checks from 2024/2025 settled cases
- New claim periods opening for recently approved settlements
- Additional lawsuits reaching settlement negotiations
- Potential new filings for product issues discovered in 2025
If you shop at Trader Joe’s regularly, create a simple system to track settlement opportunities. Save store receipts. Check settlement news periodically.
Class action databases and legal news sites publish updates when new settlements are announced. Monitoring these sources keeps you informed.
The most reliable source for case-specific information is always the official settlement administrator website for each case. Court filings provide additional details for those wanting primary source verification.
Key Takeaway: 2026 brings both payment distributions from past settlements and new claim periods opening, making it essential to monitor multiple cases if you regularly purchase Trader Joe’s products.
Frequently Asked Questions
How do I know if I qualify for a Trader Joe’s settlement?
You qualify if you purchased a covered product during the class period specified in the settlement notice.
Check the product list and date range for each settlement.
No proof of purchase is required for most basic claims.
How much money will I get from the Trader Joe’s settlement?
Most claimants receive between $5 and $50 depending on the specific settlement and claim volume.
Payouts increase if you provide receipt documentation.
Final amounts depend on how many people file valid claims.
Do I need a receipt to file a Trader Joe’s settlement claim?
No, most Trader Joe’s settlements allow claims without receipts through a sworn attestation.
You will receive a lower payment without documentation.
Having receipts increases your payout significantly.
When is the deadline to file a Trader Joe’s settlement claim?
Deadlines vary by case, typically 60 to 120 days after final court approval.
Check the official settlement website for your specific case deadline.
Missing the deadline means forfeiting your right to payment.
Are Trader Joe’s settlement payments taxable income?
Most Trader Joe’s settlement payments are not taxable because they represent product purchase refunds.
Payments under $600 typically do not generate tax forms.
Consult a tax professional if you receive a large payment or have questions.
What You Should Do Now
Trader Joe’s settlements offer real money for real purchases. The amounts are not life-changing, but they add up across multiple cases.
Check current settlement lists against your recent Trader Joe’s purchases. File claims for any products you bought during applicable class periods.
Mark deadlines on your calendar. Set reminders. File early rather than late.
Your next step is simple: identify which settlements apply to you and submit your claims before deadlines pass. Free money is waiting.
